Termination, Death or Retirement

One of the foremost concerns, especially among older workers, is providing income continuation and medical coverage for themselves and their families after they retire or die.

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) is the federal medical continuation statute. Under COBRA, employees and their eligible dependents that are covered under an employer's group health insurance plan must be given the opportunity to elect to continue as members of this plan (at their own expense) for certain time periods, if coverage is lost as a result of the occurrence of a "qualifying event."

Life and Work Events

Please choose one of the following life or work events that you are facing: