Introduction to Life Insurance

This section describes the various types of insurance available and the most popular employer-provided life and disability insurance coverages.

For employers, the discussion focuses on administration, funding, tax consequences and legal compliance.

For employees, it outlines some of the popular policies and options, as well as choices available to supplement employer-provided coverage and employees not covered by a group plan. If your employer does not provide life insurance or provides insufficient insurance for your needs, you may want to purchase (additional) coverage. You can purchase a whole life or term policy.

These sections outline the various types of policies available. The type of policy you choose will depend on your particular needs and expectations. Click on a topic at left for additional information.