Introduction to Employer-Provided Health Insurance

This section discusses employer-provided health insurance, including the popular policies and options, tax consequences, and legal compliance.

• Group Health Plans
• Fee-for-Service Health Insurance Plan
• Health Maintenance Organization (HMO)
• Point of Service Plan (POS)
• Preferred Provider Organization (PPO)
• Life and Work Events
• The Children's Health Insurance Program Reauthorization Act of 2009 (CHIPRA)
• For a discussion of life and disability insurance, see the Life Insurance section.
• For a discussion of dental insurance, see the Dental Insurance section.

A group health plan is an employee welfare benefit plan established or maintained by an employer or by an employee organization (such as a union), or both, that provides medical care for participants or their dependents directly or through insurance, reimbursement, or otherwise...